Certificate of Deposit (CD) Rates
Earn interest with one or several Certificate of Deposit products, featuring competitive rates.
Rates Effective As Of August 2017
| Term (months) | Minimum Amount Required to Open a CD | Annual Percentage Yield (APY) |
|---|---|---|
| 3 | $1,000 | 0.15% |
| 6 | $1,000 | 0.15% |
| 12 | $1,000 | 0.25% |
| 24 | $1,000 | 0.40% |
| 36 | $1,000 | 0.60% |
| 48 | $1,000 | 0.90% |
| 60 | $1,000 | 1.15% |
Interest is compounded daily and paid quarterly for all terms except 91 Days and 182 days. For 91 and 182 days, the interest is compounded daily and paid at maturity for term of deposit.
A Traditional IRA also may be invested in a certificate account with a term of 4 years or less. A Roth or Education IRA may be invested in a certificate account with a term of 5 years or less.
Special Certificate of Deposit (CD) Rates
Rates Effective As Of March 1, 2018
| Term (months) | Minimum Amount Required to Open a CD | Annual Percentage Yield (APY) |
|---|---|---|
| 11 | $1,000 | 1.40% |
| 15 | $1,000 | 1.80% |
| 30 | $1,000 | 2.05% |
