Call one of our loan officers or stop by your local Home Bank branch today.
Review your current situation and future goals, and then answer these questions to help determine the route you may want to take:
A fixed-rate mortgage offers predictable payments and long-term protection against rising mortgage interest rates. If you plan to be in your home for more than seven years, you may want to consider this option.
An adjustable-rate mortgage (ARM) could be a better fit if you plan to be in your home seven years or less. With an ARM, your monthly payments may increase each time your interest rate adjusts.
There are numerous reasons customers refinance their current loans, including:
If you are unsure if you should refinance, contact us for help in the decision-making process.
Market value is the average price that a property should bring in a competitive and open market with a willing buyer and willing seller.
Closing costs are fees and expenses that both buyer and seller must pay at closing. They generally include: