Frequently Asked Questions

Take a look at some of our frequently asked questions and their answers below. If you have any additional questions about our services, please contact us.

Are my deposits insured?

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts, and certificates of deposit. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met. Please use this calculator provided by the FDIC to calculate you insured deposits.

Is there a fee for online banking and bill payment?

Home Bank & Trust Co. provides online banking and bill payment free of charge.

How do I get a Visa Check Card (Debit Card)?

Visa Check Cards (debit cards) are provided by Home Bank & Trust Co. at no cost. Please contact yo ur local br anch to order a check card.

What should I do if my Visa Check Card or ATM card is lost or stolen?

Please contact your local branch immediately or call (620) 583-5516.

How do I change my address?

Please visit your local branch for assistance. A customer service representative will help you fill out a form to complete the change of address.

How do I stop payment on a personal check?

Please contact your local branch or call us at (620) 583-5516.