Certificate of Deposit (CD) Rates
Earn interest with one or several Certificate of Deposit products, featuring competitive rates.
Rates Effective as of January 2024
| Term (months) | Minimum Amount Required to Open a CD | Annual Percentage Yield (APY) |
|---|---|---|
| 3 | $1,000 | 4.00% |
| 6 | $1,000 | 5.00% |
| 12 | $1,000 | 5.00% |
| 24 | $1,000 | 4.00% |
| 36 | $1,000 | 4.00% |
| 48 | $1,000 | 4.00% |
| 60 | $1,000 | 4.00% |
Interest compounding and payment frequency of interest varies depending on the product type.
A Traditional IRA also may be invested in a certificate account with a term of 4 years or less. A Roth or Education IRA may be invested in a certificate account with a term of 5 years or less.
Special Certificate of Deposit (CD) Rates
Rates Effective as of January 2024
| Term (months) | Minimum Amount Required to Open a CD | Annual Percentage Yield (APY) |
|---|---|---|
| 6 months | 5.00% | |
| 11 months | 5.50% | |
