Privacy Policy
REV: 12/2010
*Access this information via PDF here
What does Home Bank & Trust Co. do with your personal information?
WHAT?
The types of personal information we collect and share depends on the product or service you have with us. This information can include:
- Social Security Number
- Income
- Account Balances
- Credit History
- Assets
- Employment Information
When you are no longer our customer, we continue to share your information as described in this notice.
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies share their customers’ personal information; the reasons Home Bank & Trust Co, chooses to share; and whether you can limit that sharing.
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report or credit bureaus
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report or credit bureaus
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report or credit bureaus
For our marketing purposes- to offer our products and services to you
For our marketing purposes- to offer our products and services to you
For our marketing purposes- to offer our products and services to you
For joint marketing with other financial companies
For joint marketing with other financial companies
For joint marketing with other financial companies
For our affiliates' everyday business purposes- information about your transactions and experiences
For our affiliates' everyday business purposes- information about your transactions and experiences
For our affiliates' everyday business purposes- information about your transactions and experiences
For our affiliates' everyday business purposes- information about your creditworthiness
For our affiliates' everyday business purposes- information about your creditworthiness
For our affiliates' everyday business purposes- information about your creditworthiness
For nonaffiliates to market to you
For nonaffiliates to market to you
For nonaffiliates to market to you
Who We Are
This privacy policy is being provided by Home Bank & Trust Co.
What We Do
How does Home Bank & Trust Co. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Home Bank & Trust Co. collect my personal information?
We collect your personal information, for example, when you:
- Open an account
- Give us your bank account information
- Pay us by check
- Give us your wage statements
- Make us a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional right to limit sharing.
